:root{--navy:#07172a;--blue:#1d67ff;--blue2:#0d4ed8;--mint:#6ff0bd;--ink:#102237;--muted:#5f6f82;--paper:#f4f7fb;--line:#dce4ee;--shadow:0 24px 70px rgba(7,23,42,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;color:var(--ink);background:#fff;font-family:"DM Sans",sans-serif;line-height:1.55}a{color:inherit;text-decoration:none}h1,h2,h3,strong{font-family:"Manrope",sans-serif}h1,h2,h3,p{margin-top:0}.top-strip{background:var(--blue);color:#fff;text-align:center;padding:8px 20px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.site-header{height:76px;padding:0 clamp(20px,5vw,76px);display:flex;align-items:center;justify-content:space-between;background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.brand{display:flex;align-items:center;gap:12px}.brand>span:last-child{display:flex;flex-direction:column;line-height:1.05}.brand strong{font-size:16px;letter-spacing:.11em}.brand small{font-size:9px;letter-spacing:.2em;margin-top:4px}.brand-mark{width:33px;height:30px;display:flex;align-items:flex-end;gap:3px}.brand-mark i{display:block;width:8px;background:var(--blue);border-radius:1px}.brand-mark i:nth-child(1){height:15px}.brand-mark i:nth-child(2){height:23px}.brand-mark i:nth-child(3){height:30px;background:var(--mint)}.header-cta,.bottom-cta{display:inline-flex;align-items:center;gap:16px;background:var(--blue);color:#fff;padding:13px 20px;border-radius:6px;font-size:13px;font-weight:800;letter-spacing:.03em;box-shadow:0 10px 24px rgba(29,103,255,.2)}.header-cta:hover,.bottom-cta:hover{background:var(--blue2)}
.quote-hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 8%,rgba(29,103,255,.12),transparent 28%),linear-gradient(180deg,#f8fbff 0%,#eef4fb 100%);padding:66px clamp(20px,5vw,76px) 80px}.quote-hero:before{content:"";position:absolute;width:460px;height:460px;border:1px solid rgba(29,103,255,.1);border-radius:50%;left:-260px;top:160px;box-shadow:0 0 0 70px rgba(29,103,255,.035),0 0 0 140px rgba(29,103,255,.02)}.hero-heading{position:relative;max-width:900px;margin:0 auto 42px;text-align:center}.eyebrow,.side-kicker,.section-title>span,.quote-card-head>span{color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.15em}.hero-heading h1{font-size:clamp(43px,5.2vw,72px);line-height:1.03;letter-spacing:-.045em;margin:14px 0 18px}.hero-heading h1 em{font-style:normal;color:var(--blue)}.hero-heading>p{font-size:clamp(17px,2vw,21px);color:var(--muted);max-width:720px;margin:0 auto}.hero-badges{display:flex;justify-content:center;flex-wrap:wrap;gap:12px 25px;margin-top:23px;font-size:14px;font-weight:700;color:#30445b}.hero-badges b{color:#07895d;margin-right:5px}.quote-layout{position:relative;max-width:1180px;margin:auto;display:grid;grid-template-columns:minmax(0,1.17fr) minmax(330px,.83fr);align-items:start;gap:28px}.quote-card,.why-card{background:#fff;border:1px solid rgba(14,54,96,.12);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}.quote-card{border-top:6px solid var(--blue)}.quote-card-head{text-align:center;padding:27px 28px 18px;border-bottom:1px solid var(--line)}.quote-card-head h2{font-size:clamp(26px,3vw,36px);line-height:1.15;letter-spacing:-.03em;margin:7px 0}.quote-card-head p{color:var(--muted);margin:0}.form-embed{min-height:700px;background:#fff}.why-card{padding:38px 34px;margin-top:52px}.why-card h2{font-size:32px;line-height:1.15;letter-spacing:-.03em;margin:10px 0 25px}.why-card ul{list-style:none;margin:0;padding:0}.why-card li{display:grid;grid-template-columns:42px 1fr;gap:13px;padding:17px 0;border-bottom:1px solid var(--line)}.why-card li i{font-style:normal;width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#eaf1ff;color:var(--blue);font-size:11px;font-weight:800}.why-card li div{display:flex;flex-direction:column}.why-card li strong{font-size:15px}.why-card li small{color:var(--muted);font-size:13px;margin-top:2px}.side-note{display:flex;flex-direction:column;margin-top:24px;padding:16px 18px;background:var(--navy);color:#fff;border-radius:8px}.side-note b{color:var(--mint);font-size:13px}.side-note span{color:#c5d0dc;font-size:12px;margin-top:3px}
.proof-bar{max-width:1180px;margin:-31px auto 0;position:relative;z-index:3;display:grid;grid-template-columns:repeat(5,1fr);background:var(--navy);color:#fff;border-radius:12px;box-shadow:0 16px 42px rgba(7,23,42,.22);overflow:hidden}.proof-bar div{text-align:center;padding:23px 12px;border-right:1px solid rgba(255,255,255,.12)}.proof-bar div:last-child{border:0}.proof-bar strong{display:block;font-size:24px;color:var(--mint)}.proof-bar span{font-size:11px;color:#c5d0dc;text-transform:uppercase;letter-spacing:.08em}
.section{padding:100px clamp(20px,5vw,76px)}.section-title{max-width:760px;margin:0 auto 45px;text-align:center}.section-title h2{font-size:clamp(35px,4vw,52px);line-height:1.1;letter-spacing:-.04em;margin:12px 0 14px}.section-title p{font-size:17px;color:var(--muted);max-width:680px;margin:0 auto}.benefit-grid{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:14px;overflow:hidden}.benefit-grid article{padding:31px 27px;border-right:1px solid var(--line)}.benefit-grid article:last-child{border:0}.benefit-grid b{color:var(--blue);font-size:12px;letter-spacing:.1em}.benefit-grid h3{font-size:20px;line-height:1.25;margin:18px 0 10px}.benefit-grid p{font-size:14px;color:var(--muted);margin:0}.faq{background:var(--paper);text-align:center}.faq-list{max-width:860px;margin:0 auto 36px;text-align:left}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:10px}.faq-list summary{list-style:none;cursor:pointer;padding:20px 23px;font-family:"Manrope",sans-serif;font-weight:700;display:flex;justify-content:space-between;gap:20px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary i{font-style:normal;color:var(--blue);font-size:20px;line-height:1}.faq-list details[open] summary i{transform:rotate(45deg)}.faq-list details p{padding:0 23px 21px;color:var(--muted);margin:0;max-width:760px}.bottom-cta{padding:16px 25px}
footer{background:#030d19;color:#8d9bad;padding:48px clamp(20px,5vw,76px);display:grid;grid-template-columns:.35fr 1fr;gap:60px}.footer-brand{display:flex;flex-direction:column;color:#fff;letter-spacing:.13em}.footer-brand span{font-size:10px;letter-spacing:.22em}.footer-brand strong{font-size:18px}footer p{font-size:12px;max-width:900px;margin-bottom:8px}footer p strong{color:#d4dde7}
@media(max-width:900px){.quote-layout{grid-template-columns:1fr}.why-card{margin-top:0}.proof-bar{margin:-28px 20px 0;grid-template-columns:repeat(5,1fr)}.benefit-grid{grid-template-columns:repeat(2,1fr)}.benefit-grid article:nth-child(2){border-right:0}.benefit-grid article:nth-child(-n+2){border-bottom:1px solid var(--line)}footer{grid-template-columns:1fr;gap:26px}}
@media(max-width:620px){html{scroll-padding-top:85px}.top-strip{font-size:9px;padding:7px 12px}.site-header{height:68px;padding:0 16px}.brand strong{font-size:13px}.brand small{font-size:7px}.brand-mark{transform:scale(.8);transform-origin:left center}.header-cta{padding:10px 12px;font-size:10px;gap:7px}.quote-hero{padding:43px 16px 65px}.hero-heading{margin-bottom:30px}.hero-heading h1{font-size:42px}.hero-heading>p{font-size:16px}.hero-badges{align-items:flex-start;flex-direction:column;text-align:left;gap:8px;margin:20px auto 0;width:max-content;max-width:100%}.quote-card,.why-card{border-radius:12px}.quote-card-head{padding:23px 17px 15px}.quote-card-head h2{font-size:27px}.form-embed{min-height:760px}.why-card{padding:29px 21px}.why-card h2{font-size:28px}.proof-bar{grid-template-columns:repeat(2,1fr);margin-top:-25px}.proof-bar div{border-bottom:1px solid rgba(255,255,255,.12)}.proof-bar div:nth-child(even){border-right:0}.proof-bar div:last-child{grid-column:1/-1}.section{padding:76px 16px}.benefit-grid{grid-template-columns:1fr}.benefit-grid article{border-right:0;border-bottom:1px solid var(--line)!important}.benefit-grid article:last-child{border-bottom:0!important}.section-title{margin-bottom:33px}.section-title h2{font-size:36px}.faq-list summary{padding:18px}.faq-list details p{padding:0 18px 19px}footer{padding:42px 20px}}

/* Direct-response lender layout */
.top-strip{background:#0a2342;color:#9effd5}
.site-header{background:rgba(255,255,255,.97);box-shadow:0 4px 24px rgba(4,16,31,.08)}
.quote-hero{background:
  radial-gradient(circle at 86% 18%,rgba(29,103,255,.32),transparent 27%),
  radial-gradient(circle at 5% 85%,rgba(111,240,189,.12),transparent 31%),
  linear-gradient(145deg,#04101f 0%,#0a2342 58%,#0b3265 100%);
  padding-top:54px;padding-bottom:92px}
.quote-hero:before{border-color:rgba(111,240,189,.13);box-shadow:0 0 0 70px rgba(111,240,189,.035),0 0 0 140px rgba(29,103,255,.035)}
.hero-heading{margin-bottom:34px}
.eyebrow{display:inline-block;padding:8px 14px;border-radius:999px;background:rgba(111,240,189,.1);border:1px solid rgba(111,240,189,.3);color:#bfffe5}
.hero-heading h1{color:#fff;max-width:840px;margin-inline:auto}
.hero-heading h1 em{color:var(--mint)}
.hero-heading>p{color:#d6e3f1}
.hero-badges{color:#fff}
.hero-badges span{padding:7px 12px;border:1px solid rgba(255,255,255,.16);border-radius:7px;background:rgba(255,255,255,.06)}
.hero-badges b{color:var(--mint)}
.quote-layout{grid-template-columns:minmax(320px,.78fr) minmax(0,1.22fr);gap:46px;align-items:center}
.quote-card{order:2;border:0;border-top:7px solid var(--mint);box-shadow:0 30px 90px rgba(0,0,0,.35)}
.quote-card-head{padding:30px 28px 19px}
.quote-card-head>span{font-size:14px}
.quote-card-head h2{font-size:39px}
.why-card{order:1;margin-top:0;background:transparent;color:#fff;border:0;box-shadow:none;padding:25px 0}
.side-kicker{color:var(--mint)}
.why-card h2{font-size:42px;max-width:430px}
.why-card li{border-bottom-color:rgba(255,255,255,.15)}
.why-card li i{background:rgba(111,240,189,.12);color:var(--mint);border:1px solid rgba(111,240,189,.22)}
.why-card li strong{color:#fff;font-size:16px}
.why-card li small{color:#b7c8da}
.side-note{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15)}
.proof-bar{background:#fff;color:var(--ink);border:1px solid var(--line)}
.proof-bar div{border-right-color:var(--line)}
.proof-bar strong{color:var(--blue);font-size:28px}
.proof-bar span{color:var(--muted)}
.benefits{background:#fff}
.benefit-grid article{transition:.2s ease}
.benefit-grid article:hover{background:#f6f9ff;transform:translateY(-3px)}
.bottom-cta{font-size:15px}
@media(max-width:900px){.quote-layout{grid-template-columns:1fr;gap:22px}.quote-card{order:1}.why-card{order:2;max-width:680px;margin-inline:auto;width:100%}.why-card h2{max-width:none}.proof-bar div{border-right-color:var(--line)}}
@media(max-width:620px){.quote-hero{padding-top:36px}.hero-heading h1{font-size:40px}.hero-badges span{width:100%}.quote-card-head>span{font-size:12px}.quote-card-head h2{font-size:29px}.why-card{padding-top:18px}.why-card h2{font-size:33px}.proof-bar div{border-bottom-color:var(--line)}}